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Can I transfer a credit card amount from a card that is not in my name to one that is?
A family member loaned me a credit card to help finance some important purchases but we were not aware of the high interest rate. Now I want to transfer that balance to a card under my name with a zero interest APR card, with no balance transfer fee so I can pay it off faster. I need to know if this can be done.
Both cards MUST be owned by the same person.
You can do this with a cash advance from the family member.
The fees for cash advances are pretty steep (to say the least).
And the limits are usually 1/2 of the available credit card limit.
The cash can be used to pay down your own credit card...
American Psycho: Business Card Scene